EV Charging & Solar Solutions

How Does EV Charger or Solar Installation Affect Your Insurance?

When installing an EV charging station or solar panels, many homeowners and business owners wonder how it might impact their insurance policy. Here’s what you need to know:

✔ Homeowners & Business Insurance Considerations
Most insurance companies classify EV chargers and solar panels as home or business upgrades, similar to adding a security system or HVAC unit. However, it’s important to:

• Notify your insurance provider to confirm if coverage adjustments are needed.

• Ensure installations meet local electrical codes and are performed by a licensed electrician (which we guarantee).

• Verify if your policy includes equipment replacement coverage in case of weather-related damage or power surges.

✔ Liability Protection for Commercial EV Charging Stations
For businesses installing EV chargers, it’s essential to:

• Check if your general liability insurance covers public charging stations.

• Consider additional coverage for potential damage, vandalism, or accidents related to customer use.

• Work with a licensed and insured contractor (like us) to ensure compliance with safety and building codes, reducing liability risks.

✔ Solar Panel Coverage & Warranty

• Most insurance providers cover solar panels under your existing structure policy, but it’s best to confirm limits.

• Generac solar batteries and inverters come with warranty protection, ensuring long-term reliability.

📢 Need guidance? We work with clients to ensure a smooth installation that aligns with insurance requirements.